The Minimum Essential Coverage (MEC) Plan offered by Key Benefit Administrators (KBA) is another medical plan option if you do NOT elect a Major Medical plan. It is intended to provide Minimum Essential Coverage under the Affordable Care Act to fulfill the individual mandate, when applicable.

  • Plan Definition

    The Minimum Essential Coverage (MEC) Plan offered by Key Benefit Administrators (KBA) is another medical plan option if you do NOT elect a Major Medical plan.

    It is intended to provide Minimum Essential Coverage under the Affordable Care Act to fulfill the individual mandate, when applicable.

    This plan only covers 100% of the government’s listed Preventive and Wellness benefits when you visit a network provider. Please note there are no prescription benefits in this program.

    Effective 1/1/23 members can go to the provider of their choice. You are no longer tied to a specific provider.

  • Deductible

    The amount of covered expenses you must pay before the Plan starts paying benefits.

    In-network:

    Individual: None

    Family: None

  • Coinsurance

    In-network:

    100% of Covered Expenses

  • Preventive Care

    Care focused on prevention or early detection of health conditions. Includes routine physical exam, immunizations, cancer screenings, vision and hearing exams, etc.

    In-network:

    You pay $0

    Plan pays 100%

  • Prescription Drug

    Prescription drugs are not covered.

Minimum Essential Coverage (MEC) Plan

Provider: Key Benefit Administration

Phone: 877-851-0906

Website: https://keybenefit.com/

www.healthcare.gov/coverage/preventive-care-benefits