If you need glasses or contacts, vision coverage is a no-brainer. But even if you have 20/20 vision, you should still consider enrolling in a vision plan. Why? Eye exams are good preventive care for your eyes—they can help find eye problems early, when they’re most treatable.
And, did you know that vision exams can also detect other health problems like glaucoma, diabetes, high blood pressure and high cholesterol? Your eyes may be the window to your soul—and your body, and your health!
There is no ID card necessary, just tell your provider you have VSP. However, you can print a vision card on vsp.com if you create an account.
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Exams
In-network:
Covered after $10 copay
Out-of-network:
Plan reimburses up to $45
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Materials (Lenses & Frames)
In-network:
$25 copay
Out-of-network:
See reimbursement schedule
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Frequency Limits
How often the Plan will pay benefits for each service.
In-network:
Exams: Every 12 months
Lenses: Every 12 months
Frames: Every 12 months
Out-of-network:
Exams: Every 12 months
Lenses: Every 12 months
Frames: Every 12 months
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Frames
In-network:
$150 allowance / $170 allowance for Featured Brands
Out-of-network:
Plan reimburses up to $70
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Lenses
Includes single vision, bifocal, trifocal and lenticular lenses. Certain options (like blended lenses or scratch-resistant coating) may cost extra.
In-network:
Single: Covered 100%
Bifocal: Covered 100%
Trifocal: Covered 100%
Lenticular: Covered 100%
Out-of-network:
Plan Reimburses up to:
Single: Up to $30
Bifocal: Up to $50
Trifocal: Up to $65
Lenticular: Up to $100
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Contact Lenses (in lieu of frames)
Medically Necessary (In-network):
Plan pays 100%
Elective (In-network):
Plan pays $150 allowance
Medically Necessary (Out-of-network):
Plan reimburses up to $210
Elective (Out-of-network):
Plan reimburses up to $105
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Click To Download Plan Documents:
| VSP Core Buy Up Plan | VSP Core Plan |
|---|---|
ExamsIn-network: Covered after $10 copay |
ExamsIn-network: Covered after $20 copay |
Materials (Lenses & Frames)In-network: $25 copay |
Materials (Lenses & Frames)In-network: $25 copay |
Frequency LimitsIn-network: Exams: Every 12 months Lenses: Every 12 months Frames: Every 12 months
Lenses: Every 12 months Frames: Every 12 months
|
Frequency LimitsIn-network: Exams: Every 12 months Lenses: Every 12 months Frames: Every 24 months
Lenses: Every 12 months Frames: Every 24 months
|
FramesIn-network: $150 allowance / $170 allowance for Featured Brands |
FramesIn-network: $100 allowance / $120 allowance for Featured Brands |
LensesIn-network: Single: Covered 100% Bifocal: Covered 100% Trifocal: Covered 100% Lenticular: Covered 100%
Single: Up to $30 Bifocal: Up to $50 Trifocal: Up to $65 Lenticular: Up to $100
|
LensesIn-network: Single: Covered 100% Bifocal: Covered 100% Trifocal: Covered 100% Lenticular: Covered 100%
Bifocal: Up to $50 Trifocal: Up to $65 Lenticular: Up to $100
|
Contact Lenses (in lieu of frames)Medically Necessary (In-network): Plan pays 100% |
Contact Lenses (in lieu of frames)Medically Necessary (In-network): Plan pays 100% |
-
Exams
In-network:
Covered after $20 copay
Out-of-network:
Plan reimburses up to $45
-
Materials (Lenses & Frames)
In-network:
$25 copay
Out-of-network:
See reimbursement schedule
-
Frequency Limits
How often the Plan will pay benefits for each service.
In-network:
Exams: Every 12 months
Lenses: Every 12 months
Frames: Every 24 months
Out-of-network:
Exams: Every 12 months
Lenses: Every 12 months
Frames: Every 24 months
-
Frames
In-network:
$100 allowance / $120 allowance for Featured Brands
Out-of-network:
Plan reimburses up to $70
-
Lenses
Includes single vision, bifocal, trifocal, and lenticular lenses. Certain options (such as blended lenses or scratch-resistant coating) may cost extra.
In-network:
Single: Covered 100%
Bifocal: Covered 100%
Trifocal: Covered 100%
Lenticular: Covered 100%
Out-of-network:
Single: Up to $30
Bifocal: Up to $50
Trifocal: Up to $65
Lenticular: Up to $100
-
Contact Lenses (in lieu of frames)
Medically Necessary (In-network):
Plan pays 100%
Elective (In-network):
Plan pays $100 allowance
Medically Necessary (Out-of-network):
Plan reimburses up to $210
Elective (Out-of-network):
Plan reimburses up to $65
| VSP Core Plan | VSP Core Buy Up Plan |
|---|---|
ExamsIn-network: Covered after $20 copay |
ExamsIn-network: Covered after $10 copay |
Materials (Lenses & Frames)In-network: $25 copay |
Materials (Lenses & Frames)In-network: $25 copay |
Frequency LimitsIn-network: Exams: Every 12 months Lenses: Every 12 months Frames: Every 24 months
Lenses: Every 12 months Frames: Every 24 months
|
Frequency LimitsIn-network: Exams: Every 12 months Lenses: Every 12 months Frames: Every 12 months
Lenses: Every 12 months Frames: Every 12 months
|
FramesIn-network: $100 allowance / $120 allowance for Featured Brands |
FramesIn-network: $150 allowance / $170 allowance for Featured Brands |
LensesIn-network: Single: Covered 100% Bifocal: Covered 100% Trifocal: Covered 100% Lenticular: Covered 100%
Bifocal: Up to $50 Trifocal: Up to $65 Lenticular: Up to $100
|
LensesIn-network: Single: Covered 100% Bifocal: Covered 100% Trifocal: Covered 100% Lenticular: Covered 100%
Single: Up to $30 Bifocal: Up to $50 Trifocal: Up to $65 Lenticular: Up to $100
|
Contact Lenses (in lieu of frames)Medically Necessary (In-network): Plan pays 100% |
Contact Lenses (in lieu of frames)Medically Necessary (In-network): Plan pays 100% |
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